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Property dealings are not for amateurs; there are a lot of formalities and details to work out and shouldering the responsibility alone is not a good idea.

The process of conveyancing , which is a standard act of the buying and selling of real estate, is best undertaken with the help of a licensed conveyancer or a real estate lawyer. Each state has its own legislation, stamp duties, contracts etc even if they share similarities.

Torrens Title covers almost all states even in areas where common law is still followed. Under the title, once the price of the property has been paid in full the property belongs to the buyer and the transference of ownership itself is made through registration of the title rather than using deeds. The process simplifies land ownership and though it's particularly prevalent in Commonwealth countries, it has spread to several non-Commonwealth nations.

Conveyancing applies not only to structures but to vacant land and units within structures such as apartment units. Two types of contracts are generally used for transference of ownership in Western Australia, one that covers vacant land and land with improvements and another which covers buildings and houses. However, these same contracts may have differences influenced by state laws.

A licensed conveyancer or real estate lawyer knows what laws apply to what state and contract , what documentation has to be prepared and how to liaise with the different departments and agents that are involved in real estate. The job itself can be complicated and with so many fine details to cover, no one individual – especially a first-timer – will make an easy time of it. Therefore, professional help should always be sought unless you're a regular real estate investor who keeps up to date with existing and changing trends and laws.

Finding a trusted conveyancer means looking for someone who's licensed to practice the profession, is a member of the Australian Institute of Conveyancers, has worked in the field for several years, comes recommended and has no complaints lodged against him or her. Personal recommendations are also useful as is asking your real estate agent for suggestions. Run a check on referred names against the institute's database.

How much does the entire process cost?

While there's no benchmark figure to buying property, you can factor in the cost of stamp duty, charges for obtaining a mortgage , taxes for the period you'll own the property, registration fees which will be paid to the Land Titles Office, search fees, and conveyancing costs which itself will cover the conveyancer's fee, documentation printing etc. There's a likelihood that you'll have to incur additional expenses in specific transactions. The best way to find out the approximate cost is to ask your conveyancer for any details that will affect the overall cost.

Once you've decided on a piece of real estate and have hired a conveyancer, you'll soon be given a settlement statement which includes financial details such as rate adjustments, deposits paid, fees etc. Go through it carefully and see if you want changes made.

Before penning your signature on the contract between you and the conveyancer , understand everything that's contained within. Read it several times and clarify any questions or doubts. You can also contact Consumer Affairs for additional must-know information.
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